payinfy Talk to us

Animation: thirty rails, one for each of 20 local markets, 9 European bank-payment markets and stablecoin, carry light into a single balance at the centre and back out again.

Pay in. Pay out.
Same rail.

One contract, one API and one balance for pay-ins and pay-outs on local rails, European bank payments and stablecoin.

Talk to us How it works

Pay in. It arrives on the market's own rail.

One balance. Everything you collect lands in one place.

Pay out. It leaves on the same rail it came in on.

Local rails

20markets49methods

Pay-in and pay-out in every market, on the methods people there already use.

European bank payments

9markets

SEPA Instant and open banking, from the same connection.

Stablecoin settlement

USDTUSDC

Settled against the same balance your local rails feed.

The methods your customers already use.

Local rails in 20 markets and 49 methods, European bank payments and stablecoin, all into one balance.

  • UPI, India
  • PhonePe, India
  • Google Pay, India
  • IMPS, India
  • QRIS, Indonesia
  • DANA, Indonesia
  • OVO, Indonesia
  • GCash, Philippines
  • Maya, Philippines
  • QR Ph, Philippines
  • GrabPay, Southeast Asia
  • DuitNow QR, Malaysia
  • FPX, Malaysia
  • Touch 'n Go eWallet, Malaysia
  • Boost, Malaysia
  • KHQR, Cambodia
  • Easypaisa, Pakistan
  • JazzCash, Pakistan
  • bKash, Bangladesh
  • Nagad, Bangladesh
  • Kaspi QR, Kazakhstan
  • KakaoPay, South Korea
  • Toss, South Korea
  • JKOPay, Taiwan
  • PIX, Brazil
  • SPEI, Mexico
  • OXXO, Mexico
  • PSE, Colombia
  • Nequi, Colombia
  • PalmPay, Nigeria
  • M-Pesa, Kenya
  • PayID, Australia
  • SEPA Instant, Europe
  • Open banking, Europe and the UK
  • USDT, Stablecoin settlement
  • USDC, Stablecoin settlement

Examples of methods available through Payinfy; marks belong to their owners. Availability depends on market, direction and onboarding review. Coverage by region

One layer between you and every rail.

Payinfy runs the orchestration: routing across provider accounts, one balance that settles, and consoles for merchants and operators.

  • Rule-based routing
  • Settlement engine
  • Webhook engine
  • Dashboard analytics
  • Provider management
See the platform
  1. On the roadmap

    Intelligence

    Routing, forecasting and reconciliation that learn from every corridor.

  2. Built, shipping next

    Shipping next

    Smart routing, Double-entry ledger, Reconciliation, Anomaly detection

  3. Live

    Consoles

    A merchant console and an operator back office over the same data.

  4. Live

    One balance

    Collections settle into one balance; pay-outs draw from it.

  5. Live

    Orchestration

    Rule-based routing across provider accounts, with results posted back as they happen.

  6. Live

    Rails

    Local rails in 20 markets and 49 methods, European bank payments and stablecoin.

On the roadmap

  1. Intelligent routing

    Choose the rail for each payment by cost, speed and live availability.

  2. Predictive settlement

    Forecast each corridor's inflows so pay-outs are funded before they are asked for.

  3. Reconciliation agents

    Pair every pay-in with its pay-out and explain any mismatch in plain language.

  4. Flow signals

    Notice unusual patterns across corridors while they are still small.

  5. Card acceptance

    A card layer beside the local rails, settling into the same balance.

Built and waiting to ship: Smart routing, Double-entry ledger, Reconciliation, Anomaly detection, Signed webhooks, Idempotency.

Send us your two hardest corridors.

Tell us where pay-in or pay-out is failing you today. We will tell you plainly whether our rails reach it.

Talk to us +1 (787) 663-8005

info@payinfy.com